Jewelry Appraisals

What are retail replacement value appraisals?

A Retail Replacement Value Appraisal estimates the cost to replace an item with a comparable one at current retail prices. Used mainly for insurance, it ensures coverage matches the price required to buy a new equivalent from a jewelry store or authorized dealer.

Unlike resale appraisals, which reflect secondhand market prices, retail replacement appraisals determine full replacement cost, factoring in brand, materials, craftsmanship, and condition. This ensures proper insurance coverage and claim support in case of loss, theft, or damage.

It’s essential to have your appraisal conducted by a trusted jewelry appraiser who specializes in retail replacement valuations. A qualified local appraiser will provide an accurate, up-to-date valuation based on regional and national market trends, ensuring your insurance policy reflects the true replacement cost. Working with an experienced professional, such as our team at Philadelphia Jewelry Appraisers, guarantees that your appraisal is detailed, widely recognized by insurers, and includes all necessary documentation for claims, policy adjustments, or legal purposes.

Retail replacement value appraisals​

Single Item

Retail Replacement Appraisal
$ 175
 
  • Detailed description
  • Digital photo
  • Accurate valuation
  • Insurance ready

Multiple Items

Retail Replacement Appraisal
$ 175
$125 each additional (up to 10)
  • Detailed description
  • Digital photo
  • Accurate valuation
  • Insurance ready

Watch Appraisals

Retail Replacement Appraisal
$ 100
Per watch
  • Detailed description
  • Digital photo
  • Accurate valuation
  • Insurance ready

What we appraise

With a scheduled appointment you can expect a duration of between 20-30 minutes for a single item report. We do everything in front of you. We answer any questions you have about the process. Our reports include consultation during your visit about value, insurance, selling and inheritance issues.

Natural Diamonds

Graded by a GIA Graduate Gemologist using the GIA system.

Synthetic Diamonds

Lab Grown, Above Earth, Man Made, all identified and graded using advanced gemological equipment.

Gemstones

Identified, graded for quality, Treatments and country of origin opinion. Evaluated for market value.

Watches

Identified as real or fake, evaluated for market value.

Color stone ID

Identification and valuation for all inexpensive color stones.

Jewelry

We appraise all periods of jewelry, Antiques, Vintage, Edwardian, Art Deco, Retro, Georgian, age doesn’t matter.

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