Jewelry Appraisals
Home > Jewelry Appraisals
What are retail replacement value appraisals?
A Retail Replacement Value Appraisal estimates the cost to replace an item with a comparable one at current retail prices. Used mainly for insurance, it ensures coverage matches the price required to buy a new equivalent from a jewelry store or authorized dealer.
Unlike resale appraisals, which reflect secondhand market prices, retail replacement appraisals determine full replacement cost, factoring in brand, materials, craftsmanship, and condition. This ensures proper insurance coverage and claim support in case of loss, theft, or damage.
It’s essential to have your appraisal conducted by a trusted jewelry appraiser who specializes in retail replacement valuations. A qualified local appraiser will provide an accurate, up-to-date valuation based on regional and national market trends, ensuring your insurance policy reflects the true replacement cost. Working with an experienced professional, such as our team at Philadelphia Jewelry Appraisers, guarantees that your appraisal is detailed, widely recognized by insurers, and includes all necessary documentation for claims, policy adjustments, or legal purposes.

Retail replacement value appraisals
Single Item
Retail Replacement Appraisal-
Detailed description
-
Digital photo
-
Accurate valuation
-
Insurance ready
Multiple Items
Retail Replacement Appraisal$125 each additional (up to 10)
-
Detailed description
-
Digital photo
-
Accurate valuation
-
Insurance ready
Watch Appraisals
Retail Replacement AppraisalPer watch
-
Detailed description
-
Digital photo
-
Accurate valuation
-
Insurance ready
What we appraise
With a scheduled appointment you can expect a duration of between 20-30 minutes for a single item report. We do everything in front of you. We answer any questions you have about the process. Our reports include consultation during your visit about value, insurance, selling and inheritance issues.
Natural Diamonds
Graded by a GIA Graduate Gemologist using the GIA system.
Synthetic Diamonds
Lab Grown, Above Earth, Man Made, all identified and graded using advanced gemological equipment.
Gemstones
Identified, graded for quality, Treatments and country of origin opinion. Evaluated for market value.
Watches
Identified as real or fake, evaluated for market value.
Color stone ID
Identification and valuation for all inexpensive color stones.
Jewelry
We appraise all periods of jewelry, Antiques, Vintage, Edwardian, Art Deco, Retro, Georgian, age doesn’t matter.